em        { color: #C00000; 
               text-decoration: underline; 
               font-family: "Arial"; 
               font-size: 10pt; 
               font-weight: bold; 
               font-style: normal; 
               background-color: transparent }
   
   h1        { font-size: 18pt; 
               font-family: "Arial"; 
               text-align: left; 
               vertical-align: top; 
               color: #C00000; 
               background-color: transparent  }
   
   h2        { font-size: 14pt; 
               font-family: "Arial"; 
               text-align: left; 
               vertical-align: top; 
               color: #C00000; 
               background-color: transparent  }
               
   h3        { font-size: 12pt; 
               font-family: "Arial"; 
               text-align: left; 
               vertical-align: top; 
               color: #C00000; 
               background-color: transparent  }

   h4        { font-size: 12pt; 
               font-family: "Arial"; 
               text-align: left; 
               vertical-align: top; 
               color: #0000CC; 
               background-color: transparent  }

   h5        { font-size: 12pt; 
               font-family: "Arial"; 
               text-align: center; 
               font-weight: bold; 
               vertical-align: top;  
               color: #FFFFFF; 
               background-color: transparent  }
               
   p         {  font-size: 12pt; 
                font-family: "Arial"; 
		color: #3F4CA8; }

   li        {  font-size: 12pt; 
                font-family: "Arial"; 
		color: #3F4CA8; }

   a         { color: #3F4CA8; 
               text-decoration: none; 
               font-family: "Arial"; 
               font-size: 10pt; 
               font-weight: bold;  
               background-color: transparent  }
   
   a:active  { color: #0000FF; 
               text-decoration: none; 
               font-family: "Arial"; 
               font-size: 10pt; 
               font-weight: bold;  
               background-color: transparent  }
   
   a:visited { color: #3F4CA8;  
               text-decoration: none; 
               font-family: "Arial"; 
               font-size: 10pt; 
               font-weight: bold; 
               background-color: transparent  }
   
   a:hover   { color: #C00000; 
               text-decoration: underline; 
               font-family: "Arial"; 
               font-size: 10pt; 
               font-weight: bold; 
               background-color: transparent  }
               
   body      { background: url(back_1c.gif) no-repeat }